Listing of ACLEDA Bank Plc.
Profile
ACLEDA Bank Plc. was listed on the Cambodia Securities Exchange on 25 May 2020.
In 1993, ACLEDA Bank was found as a project of the International Labor Organization (ILO) in Cambodia’s post-war era. Over the years, it has grown and made many changes. ACLEDA Bank Limited was licensed by the National Bank of Cambodia as a Specialised Bank on October 07, 2000.
On December 01, 2003, ACLEDA Bank, once again, was licensed by the National Bank of Cambodia as a Commercial Bank to enable it to provide full banking services according to the needs of the customers and the market and it was renamed ACLEDA Bank Plc.
ACLEDA Bank is now the leading digital bank and has the branch network offering banking and financial services through a network of 264 branches in Cambodia, 37 offices in Laos, and 17 offices in Myanmar. Currently, it has 4 subsidiaries: (1) ACLEDA Bank Lao Ltd., (2) ACLEDA MFI Myanmar Co., Ltd., (3) ACLEDA Securities Plc., and (4) ACLEDA Institute of Business and 1 representative office in Myanmar.
For more information, please visit www.acledabank.com.kh.
Company
About ACLEDA Bank Plc.
- ACLEDA Bank Plc. is the first bank in Cambodia assigned ratings by the top international rating agencies - Standard & Poor's (S&P).
- In 2025, ACLEDA BANK was well-known for its commitment to excellence in achieving various certifications, including PCI-DSS, ISO/IEC 27001:2022, and ISO/IEC 27701:2019, which focus on information security, cybersecurity, data security, and privacy protection.
- In 2025, ACLEDA BANK was proud to be the only Cambodian bank to be included in the "Top 1000 World Banks 2025" ranking by The Banker magazine. That was the second year that ACLEDA BANK had been recognized as one of the top 1000 banks in global ranking.
- In 2025, ACLEDA BANK was official launched cross-border payment services between Cambodia (KHQR), Japan (JPQR), Singapore (SGQR) and Lao (Lao QR).
- In 2025, ACLEDA BANK was proud to receive three outstanding awards from the Securities and Exchange Regulator of Cambodia and the Cambodia Securities Exchange, such as The Best Corporate Governance Award, Corporate Disclosure Award and The Best Cash Settlement Agent Award 2025.
- In 2025, ACLEDA Bank received letters of appreciation from the National Bank of Cambodia and its Governor. These honors recognized the bank's consistent, timely regulatory compliance and its achievement as No. 1 ranking in 2025 for both Khmer Riel lending and deposits within the Cambodian banking sector.
Board of Directors
| Board of Directors | Title |
|---|---|
| 1. Ms. Kim Sotheavy | Chairwoman |
| 2. Dr. In Channy | Executive Director |
| 3. Drs. Pieter Kooi | Independent Director |
| 4. Dr. Heng Dyna | Independent Director |
| 5. Ms. Phurik Ratana | Independent Director |
| 6. Mr. Kay Lot | Independent Director |
| 7. Mr. Kaoru Furuya | Non-executive Director |
| 8. Mr. Olivier Louis Roger Fouchet | Non-executive Director |
| 9. Dr. Albertus Bruggink | Non-executive Director |
Substantial Shareholders
| Shareholder | Nationality | Number of Shares | % of Shares |
|---|---|---|---|
| ACLEDA Financial Trust | Cambodian | 122,694,061 | 28.33% |
| Sumitomo Mitsui Banking Corporation | Japanese | 78,259,310 | 18.07% |
| COFIBRED | French | 52,530,223 | 12.13% |
| ORIX Corporation | Japanese | 52,530,223 | 12.13% |
| Shareholders Legalised from ASA, Plc. | Cambodian | 24,916,808 | 5.75% |
| Total | - | 330,930,625 | 76.40% |
Dividend Policy
ACLEDA Bank is committed to distributing dividends properly and effectively to shareholders by putting in place a policy on dividend distribution towards providing a consistent dividend stream to shareholders while allowing capital for growth. The Bank classifies dividends into the following categories: • Cash dividend; • Stock dividend; and • Other forms determined by the decisions of the Board of Directors and Shareholders, and permitted byapplicable laws, regulations and international best practices.
Dividend Payout Ratio
The Bank determines a dividend payout ratio which does not exceed 50% (fifty percent) of Net Profit After Tax of the preceding fiscal year. Dividend payments will be carried out in accordance with the Bank’s business plan and applicable regulations. Fund.
Listing Information
| Company Name | ACLEDA Bank Plc. |
|---|---|
| Symbol | ABC |
| ISIN Code | KH1000100003 |
| Industry | Financial |
| Type of Listed Share | Voting Shares |
| Listed Shares | 433,163,019 |
| Listing Date | 25 May 2020 |
| Inception Year | 1993 |
| Number of Staff | 13,250 |
| Underwriter | Yuanta Securities (Cambodia) Plc. |
| First Trading Date | May 25, 2020 |
| IPO Price | 16,200 |
| Par Value | 4,000 |
| Newly Issued Shares | 4,344,865 |
| First Closing Price | 16,500 |
Trading Data Summary
| Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Market Capitalization | 3,170,753 | 3,266,049 | 4,357,620 | 4,686,824 | 4,556,875 |
| Last Price | 7,320 | 7,540 | 10,060 | 10,820 | 10,520 |
| Average Price | 7,023.00 | 8,115.00 | 10,370.00 | 11,184.00 | 13,933.00 |
| High | 7,520 | 10,100 | 11,520 | 14,980 | 17,320 |
| Low | 6,720 | 6,760 | 9,420 | 10,200 | 10,180 |
| Trading Value per Day | 197.55 | 331.17 | 606.12 | 1,945.05 | 517.25 |
| Turnover Ratio | 7.7% | 12.16% | 17.06% | 54.12% | 29.45% |
| P/E | 3.79 | 7.12 | 7.38 | 6.52 | 8.89 |
| P/BV | 0.48 | 0.55 | 0.78 | 0.87 | 0.93 |
| Dividend Yield | 7.58 % | 3.02 % | 1.40 % | 6.34 % | 5.22 % |
| Dividend Payout Ratio | 29.99% | 20.00% | 10.00% | 40.00% | 35.00% |
| Cash Dividend per Share | 555.00 | 227.80 | 140.48 | 685.90 | 548.64 |
| ROE | 12.70 % | 8.51 % | 11.05 % | 14.45 % | 14.61 % |
| ROA | 1.75 % | 1.18 % | 1.58 % | 2.15 % | 2.32 % |
| Debt Ratio | 86.20 % | 86.04 % | 85.63 % | 85.07 % | 84.07 % |
| Current Ratio | 57.97 % | 56.11 % | 61.91 % | 59.96 % | 61.45 % |
Financial Summary
| Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | 48,225,334.00 | 43,606,173.00 | 39,804,405.00 | 37,181,299.33 | 32,002,297.97 |
| Property, Plant & Equipment | 572,982.00 | 609,899.00 | 603,546.00 | 577,288.66 | 568,042.89 |
| Current Assets | 20,728,154.00 | 18,276,777.00 | 16,034,190.00 | 14,526,518.30 | 13,022,307.00 |
| Cash | 2,090,392.00 | 2,068,617.00 | 2,025,317.00 | 2,046,260.33 | 1,834,828.36 |
| Total Equity | 6,651,359.00 | 5,973,238.00 | 5,620,957.00 | 5,395,690.63 | 4,884,898.00 |
| Share Capital | 1,732,652.00 | 1,732,652.00 | 1,732,652.00 | 1,783,332.15 | 1,764,706.14 |
| Retained Earnings | 1,286,188.00 | 904,806.00 | 834,488.00 | 908,250.78 | 639,068.09 |
| Total Liabilities | 41,548,744.00 | 37,608,251.00 | 34,158,850.00 | 31,760,660.26 | 27,092,985.21 |
| Current Liabilities | 41,548,744.00 | 32,572,356.00 | 25,900,952.00 | 24,225,645.79 | 21,190,700.00 |
| Revenue | 3,817,137.00 | 3,522,431.00 | 3,403,114.00 | 3,040,038.87 | 2,590,086.37 |
| Gross Profit | 2,424,493.00 | 2,026,808.00 | 1,929,032.00 | 2,014,163.42 | 1,796,832.74 |
| EBIT | 2,271,705.00 | 2,028,977.00 | 2,109,412.00 | 1,835,596.81 | 1,534,141.36 |
| Net Income | 801,641.00 | 493,383.00 | 608,505.00 | 742,764.67 | 679,002.24 |
| EPS | 1,851.00 | 1,139.00 | 1,405.00 | 1,715.00 | 1,568.00 |
| Operating Cash Flow | 3,163,185 | 3,764,492 | 3,183,303.38 | (410,600) | 1,521,351 |
| Investing Cash Flow | 229,742 | (616,783) | 113,526.90 | (596,235) | (140,828) |
| Financing Cash Flow | (562,845) | (1,199,865) | (1,111,618.43) | 783,995 | (135,171) |
| Net Cash Flow | 2,830,082 | 1,947,844 | 2,185,211.85 | (222,840) | 1,245,352 |
| Auditing Firm | PricewaterhouseCoopers (Cambodia) Ltd. | PricewaterhouseCoopers (Cambodia) Ltd. | Grant Thornton Cambodia Ltd. | Grant Thornton Cambodia Ltd. | Grant Thornton Cambodia Ltd. |
* Data as of the April 2026 unless otherwise stated.
Disclosures
- 1 October 2026[Disclosure] Notification on the Progress of AFT Investment in the Shares of ACLEDA BANK on the Cambodia Securities Exchange (CSX) (Unofficial Translation)
- 30 September 2026[Disclosure] Change of Management with Decision Power (Unofficial Translation)
- 20 August 2026[Disclosure] Decision on Increase in Paid-in Capital (Unofficial Translation)
- 11 August 2026[Disclosure] The Second Quarterly Report 2026 of ACLEDA Bank Plc. (Unofficial Translation)
- 10 August 2026[Disclosure] Increase in Profit / Loss (Unofficial Translation)
- 2 July 2026[Disclosure] Notification on the Progress of AFT Investment in the Shares of ACLEDA BANK on the Cambodia Securities Exchange (CSX) (Unofficial Translation)
- 5 June 2026[Disclosure] Decision on Dividend Distribution (Unofficial Translation)
- 11 May 2026[Disclosure] The First Quarterly Report 2026 of ACLEDA Bank Plc. (Unofficial Translation)
- 28 April 2026[Disclosure] Change of Article of Incorporation (Unofficial Translation)
- 23 April 2026[Disclosure] Notification on Record Date for the 2025 Dividend Distribution of ACLEDA BANK PLC. (Unofficial Translation)
Source: Cambodia Securities Exchange (CSX) — csx.com.kh